Insurance & costs
Insurance, Cost and Payment
Here's the short version: Fisher-Jost Therapy is in network with Blue Cross Blue Shield. Families with other insurance, or no insurance, pay privately. Every family starts with a free screening, so you can ask questions before you commit to anything.
Blue Cross Blue Shield or private pay
We're in network with Blue Cross Blue Shield and bill BCBS directly. If you have other insurance or no insurance, you can pay privately, and we'll explain costs before you book anything.
Blue Cross Blue Shield
If your child is covered by a Blue Cross Blue Shield plan, we bill BCBS directly as an in-network provider. What you pay depends on your plan's copay, coinsurance and deductible, and on how many therapy visits your plan covers each year.
Private pay
If you don't have BCBS, or would rather not use insurance, you can pay privately. Rates depend on the service and session length, so call us at (815) 200-8851 and we'll walk you through costs before you book anything. We accept HSA and FSA cards, and if you have out-of-network coverage, we can provide a superbill you can submit to your plan for possible reimbursement.
Before your first visit
Questions to ask your insurance
We're always glad to help you check your benefits. We'll share the billing codes your plan needs to confirm coverage and help you find out whether prior authorization is required. Then call the member services number on your insurance card and ask:
- Is outpatient speech therapy covered for my child? Is feeding therapy covered?
- Do I have a deductible, and how much of it is left this year?
- What is my copay or coinsurance for each visit?
- Is there a limit on the number of visits per year?
- Do I need a referral or prior authorization from my child's doctor?
Your free screening
Every family starts with a free phone screening. We'll listen to your concerns, ask a few questions about your child, and tell you honestly whether we think an evaluation makes sense. There's no cost and no obligation.
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We're in network with Blue Cross Blue Shield. All other families pay privately.
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Not at this time. We're in network only with Blue Cross Blue Shield.
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Many plans do, but coverage varies. Ask your insurer whether feeding therapy is covered and whether a referral is required.
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You don't need one to call us for a free screening. Some insurance plans require a referral or prior authorization for coverage, so check your plan.
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Yes. The phone screening is free, with no obligation.
Insurance and cost FAQs
Related: Getting started · Where we meet · Services
Questions about cost?
Call us or book a free screening. We'll walk you through your options before you commit to anything.